At 401(k) Plan Audit CPA, we provide expert 401(k) plan consulting services to help employers strengthen compliance, manage fiduciary responsibilities, and improve the overall operation of their retirement plans. Whether you are managing a small plan or a large employee benefit program, our consultants deliver the clarity and confidence you need.
401K Consulting
401(k) Plan Consulting Services
Why 401(k) Plan Consulting Matters
Running a 401(k) plan involves more than just setting it up—it requires ongoing compliance, monitoring, and oversight. Without proper guidance, businesses risk:
- Failing DOL or IRS compliance requirements
- Increased fiduciary liability
- Operational errors that can lead to costly corrections
- Plan inefficiencies that impact participants
With professional consulting, plan sponsors can make informed decisions, strengthen internal controls, and protect both the business and its employees.
Our 401(k) Consulting Services
We tailor our consulting solutions to meet the needs of each plan sponsor. Services include:
Fiduciary Support
Guidance on fiduciary duties, plan governance, and ERISA requirements..
Compliance Reviews
Identify and address potential risks before they become costly issues.
Operational Consulting
Improve plan processes, reduce administrative errors, and strengthen internal controls.
Audit Preparation Support
Ensure plan documents and records are in order before your 401(k) audit.
Growth & Transition Planning
Assist smaller plans preparing to cross the 100-participant threshold that triggers audits.
The Benefits of Working With Us
Specialized 401(k) Plan Expertise
Unlike general accounting firms, we focus on benefit plans.
Risk Reduction
We identify compliance gaps before they become costly issues.
Time & Cost Savings
Our streamlined process minimizes disruption for HR and finance teams.
Trusted Advisors
We don’t just audit—we guide and consult for long-term success.
Nationwide Service
Supporting businesses of all sizes and industries.
Industries We Serve
We work with a diverse range of high-net-worth individuals and businesses across multiple industries, including:
Healthcare Organizations
Healthcare providers often face complex payroll structures, multiple benefit plans, and strict compliance requirements.
Technology Companies
Tech firms with fast-growing workforces often struggle with eligibility tracking and timely filings.
Manufacturing & Industrial Firms
Manufacturing companies often manage high employee turnover and complex contribution structures.
Professional Services Firms
Law firms, accounting firms, marketing agencies, and other service providers need reliable compliance support to avoid client-facing disruptions.
Frequently Asked Questions (401k Plan Audit FAQ)
Who needs a 401(k) plan audit?
Any plan with 100 or more eligible participants must generally undergo an annual independent audit.
What is Form 5500 and why is it important?
Form 5500 is a required filing that details your plan’s financial condition, operations, and investments. It’s key to maintaining compliance with DOL and IRS rules.
What are the penalties for late or incorrect Form 5500 filing?
Penalties can exceed $250 per day and add up quickly. Professional preparation helps you stay on track.
How do I choose the right employee benefit plan auditor?
Look for a CPA firm that specializes in employee benefit plan audits, has industry experience, and maintains strong communication throughout the process.
Can you help with smaller plans not yet requiring audits?
Yes—we provide 401(k) consulting to help smaller plans stay compliant and prepared as they grow.
Schedule Your 401(k) Audit Consultation Today
Don’t leave compliance to chance. At 401(k) Plan Audit CPA, we specialize in 401(k) audits, Form 5500 preparation, and employee benefit plan consulting. Whether you’re preparing for your first audit or managing a large retirement plan, our CPAs provide the expertise and peace of mind you need.
