At 401(k) Plan Audit CPA, we specialize in helping businesses meet Department of Labor (DOL) and IRS requirements through independent audits, Form 5500 preparation, and consulting services. Our expertise ensures your retirement plan remains compliant, efficient, and risk-free.
Services
Our 401(k) Plan Audit & Compliance Services
Independent 401(k) Audit Services
Our 401(k) plan audit services are designed to give plan sponsors complete confidence in their compliance.
- Full-scope audits of employee benefit plans with 100 or more eligible participants.
- Independent reporting that meets DOL and IRS requirements.
- Identification of errors, compliance gaps, and operational improvements.
- Efficient, streamlined processes to reduce disruption to your HR and finance teams.
Why it matters
A quality audit protects plan participants, minimizes fiduciary risk, and avoids penalties.
Form 5500 Preparation Services
Form 5500 is one of the most important annual filings for plan sponsors—and one of the most common sources of costly mistakes.
- Complete Form 5500 preparation and filing with accuracy and timeliness.
- Ensure compliance with DOL, IRS, and PBGC requirements.
- Avoid penalties that can exceed $250 per day for late filings.
- Extension filing support (Form 5558) when needed.
Why it matters
Proper Form 5500 filing helps maintain compliance, provides transparency to regulators, and protects your company from fines.
401(k) Plan Consulting Services
Beyond audits and filings, our 401(k) plan consulting services help sponsors better manage their plans.
- Guidance on fiduciary responsibilities and plan governance.
- Compliance reviews and risk assessments.
- Process improvement to strengthen plan operations.
- Support for growing businesses that may soon require audits.
Why it matters
Proactive consulting helps sponsors maintain strong compliance and prepare for future growth.
The Benefits of Working With Us
Specialized 401(k) Plan Expertise
Unlike general accounting firms, we focus on benefit plans.
Risk Reduction
We identify compliance gaps before they become costly issues.
Time & Cost Savings
Our streamlined process minimizes disruption for HR and finance teams.
Trusted Advisors
We don’t just audit—we guide and consult for long-term success.
Nationwide Service
Supporting businesses of all sizes and industries.
Frequently Asked Questions (401k Plan Audit FAQ)
Who needs a 401(k) plan audit?
Any plan with 100 or more eligible participants must generally undergo an annual independent audit.
What is Form 5500 and why is it important?
Form 5500 is a required filing that details your plan’s financial condition, operations, and investments. It’s key to maintaining compliance with DOL and IRS rules.
What are the penalties for late or incorrect Form 5500 filing?
Penalties can exceed $250 per day and add up quickly. Professional preparation helps you stay on track.
How do I choose the right employee benefit plan auditor?
Look for a CPA firm that specializes in employee benefit plan audits, has industry experience, and maintains strong communication throughout the process.
Can you help with smaller plans not yet requiring audits?
Yes—we provide 401(k) consulting to help smaller plans stay compliant and prepared as they grow.
Schedule Your 401(k) Audit Consultation Today
Don’t leave compliance to chance. At 401(k) Plan Audit CPA, we specialize in 401(k) audits, Form 5500 preparation, and employee benefit plan consulting. Whether you’re preparing for your first audit or managing a large retirement plan, our CPAs provide the expertise and peace of mind you need.
