At 401kPlanAuditCPA, we offer professional 401(k) audit and compliance services for employers across Rhode Island — including Providence, Warwick, Cranston, Pawtucket, and Newport.
Our experienced CPAs and ERISA auditors help your business maintain compliance with Department of Labor (DOL) and IRS regulations through precise, efficient, and affordable audit solutions.
401(k) Plan Audit Services in Rhode Island
Your Trusted Rhode Island 401(k) Audit and Compliance Partner
If your Rhode Island company has 100 or more eligible participants, you are required under ERISA to complete an independent 401(k) plan audit each year.
We make the process simple and stress-free — offering reliable guidance, streamlined data collection, and comprehensive audit documentation to ensure complete compliance.
Why Rhode Island Businesses Need Specialized 401(k) Audit Support
ERISA and DOL Compliance Made Simple
Our team ensures your plan meets all federal ERISA and DOL regulations. We perform complete operational reviews, test transactions, and verify that participant data, payroll, and plan documents align with regulatory standards.
Industry Expertise for Rhode Island Employers
From Providence’s financial and healthcare sector to manufacturing in Warwick and education in Cranston, we understand Rhode Island’s diverse business community and tailor our services accordingly.
Regional Responsiveness and Local Insight
Our secure, cloud-based audit process allows us to perform remote 401(k) audits for employers throughout Rhode Island — minimizing disruption while ensuring confidentiality and accuracy.
Our Rhode Island 401(k) Audit & Compliance Services
Independent 401(k) Plan Audits
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Full-scope and limited-scope ERISA audits
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Review of plan design, eligibility, contributions, loans, and distributions
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Verification of internal controls and fiduciary compliance
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Summary of findings and recommendations to strengthen plan operations
Form 5500 Preparation and Filing
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Accurate and timely preparation of Form 5500
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Compliance with DOL and IRS submission standards
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Guidance through filing extensions and error corrections
Plan Consulting and Compliance Advisory
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Review of plan operations and documentation
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Nondiscrimination testing and compliance corrections
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Fiduciary training and operational guidance
Rhode Island-Focused Expertise
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Serving key industries: finance, education, healthcare, manufacturing, and nonprofits
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Experience working with both small businesses and large multi-location employers
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Responsive communication aligned with the Eastern Time Zone
The Benefits of Working With Us for Rhode Island Businesses
Specialized 401(k) Plan Expertise
Unlike general accounting firms, we focus on benefit plans.
Risk Reduction
We identify compliance gaps before they become costly issues.
Time & Cost Savings
Our streamlined process minimizes disruption for HR and finance teams.
Trusted Advisors
We don’t just audit—we guide and consult for long-term success.
Nationwide Service
Supporting businesses of all sizes and industries across the US.
Common Questions from Rhode Island Plan Sponsors
Do Rhode Island employers have special 401(k) audit requirements?
The requirements are federal under ERISA, but many Rhode Island employers manage multiple entities or nonprofit plans that require specialized coordination — something our audit process handles efficiently.
When is the audit and Form 5500 deadline?
The standard filing deadline is seven months after your plan year-end, with a possible 2.5-month extension. We help Alabama employers stay on track with all required documentation.
How much does a 401(k) audit cost in Rhode Island?
Audit costs vary depending on plan size and complexity. We offer flat-rate pricing to ensure clarity, predictability, and no surprise billing.
Industries We Serve
We work with a diverse range of high-net-worth individuals and businesses across multiple industries, including:
Healthcare Organizations
Healthcare providers often face complex payroll structures, multiple benefit plans, and strict compliance requirements.
Technology Companies
Tech firms with fast-growing workforces often struggle with eligibility tracking and timely filings.
Manufacturing & Industrial Firms
Manufacturing companies often manage high employee turnover and complex contribution structures.
Professional Services Firms
Law firms, accounting firms, marketing agencies, and other service providers need reliable compliance support to avoid client-facing disruptions.
Schedule Your 401(k) Audit Consultation Today
Don’t leave compliance to chance. At 401(k) Plan Audit CPA, we specialize in 401(k) audits, Form 5500 preparation, and employee benefit plan consulting. Whether you’re preparing for your first audit or managing a large retirement plan, our CPAs provide the expertise and peace of mind you need.
