At 401kPlanAuditCPA, we specialize in delivering professional 401(k) audit and compliance services to businesses throughout Maryland, including Baltimore, Columbia, Rockville, Silver Spring, and Annapolis.
Our experienced CPAs and ERISA specialists help plan sponsors stay compliant with Department of Labor (DOL) and IRS regulations through accurate, efficient, and transparent audits.
401(k) Plan Audit Services in Maryland
Your Trusted Maryland 401(k) Audit and Compliance Partner
If your Maryland business has 100 or more eligible participants, an independent 401(k) plan audit is required under ERISA.
We make this process straightforward and stress-free — providing comprehensive audits, responsive support, and expert guidance to ensure your plan meets all federal requirements.
Why Maryland Businesses Need Specialized 401(k) Audit Support
ERISA and DOL Compliance Made Simple
Our team ensures your plan meets all federal ERISA and DOL regulations. We perform complete operational reviews, test transactions, and verify that participant data, payroll, and plan documents align with regulatory standards.
Industry Expertise for Maryland Employers
Whether you’re based in Baltimore’s financial hub, Rockville’s tech corridor, or Maryland’s manufacturing and education sectors, we understand the unique business environments across the state and tailor our audits accordingly.
Regional Responsiveness and Local Insight
Our secure, digital-first audit process lets us serve clients across Maryland with ease — minimizing disruptions while maintaining top-tier accuracy and data protection.
Our Maryland 401(k) Audit & Compliance Services
Independent 401(k) Plan Audits
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Full-scope and limited-scope ERISA audits
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Review of plan design, eligibility, contributions, loans, and distributions
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Verification of internal controls and fiduciary compliance
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Summary of findings and recommendations to strengthen plan operations
Form 5500 Preparation and Filing
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Accurate and timely preparation of Form 5500
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Compliance with DOL and IRS submission standards
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Guidance through filing extensions and error corrections
Plan Consulting and Compliance Advisory
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Review of plan operations and documentation
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Nondiscrimination testing and compliance corrections
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Fiduciary training and operational guidance
Maryland-Focused Expertise
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Familiarity with key Maryland industries: biotech, healthcare, education, logistics, and professional services
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Flexible communication and scheduling to match your operations
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Expertise in multi-location and multi-state benefit plan management
The Benefits of Working With Us for Maryland Businesses
Specialized 401(k) Plan Expertise
Unlike general accounting firms, we focus on benefit plans.
Risk Reduction
We identify compliance gaps before they become costly issues.
Time & Cost Savings
Our streamlined process minimizes disruption for HR and finance teams.
Trusted Advisors
We don’t just audit—we guide and consult for long-term success.
Nationwide Service
Supporting businesses of all sizes and industries across the US.
Common Questions from Maryland Plan Sponsors
Are Maryland companies subject to unique 401(k) audit requirements?
ERISA and DOL rules apply nationally, but Maryland employers often operate multi-state or multi-location plans that require additional coordination — which our team handles efficiently.
When is the audit and Form 5500 deadline?
The standard filing deadline is seven months after your plan year-end, with a possible 2.5-month extension. We help Alabama employers stay on track with all required documentation.
How much does a 401(k) audit cost in Maryland?
Costs depend on plan size and complexity. We offer flat-rate pricing to provide clear, predictable costs for all Maryland businesses.
Industries We Serve
We work with a diverse range of high-net-worth individuals and businesses across multiple industries, including:
Healthcare Organizations
Healthcare providers often face complex payroll structures, multiple benefit plans, and strict compliance requirements.
Technology Companies
Tech firms with fast-growing workforces often struggle with eligibility tracking and timely filings.
Manufacturing & Industrial Firms
Manufacturing companies often manage high employee turnover and complex contribution structures.
Professional Services Firms
Law firms, accounting firms, marketing agencies, and other service providers need reliable compliance support to avoid client-facing disruptions.
Schedule Your 401(k) Audit Consultation Today
Don’t leave compliance to chance. At 401(k) Plan Audit CPA, we specialize in 401(k) audits, Form 5500 preparation, and employee benefit plan consulting. Whether you’re preparing for your first audit or managing a large retirement plan, our CPAs provide the expertise and peace of mind you need.
